Home Ownership Center
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About home
improvement loans


A Home
Improvement Loan
You Can Live With

Prequalify

 Home Improvement Loans




Our home improvement loans are available to anyone within the City of Cincinnati whose income is below 80 percent of the adjusted median for the county. Click here to see if you qualify. The interest rate is well below what you might expect to pay at a typical lending institution.


Program

Home Improvement Loan

Interest Rate

Between 1.0% and 4.0% fixed depending on income

Income Guidelines

80% of median income and below

Fees

$550

Property Location

Cincinnati City Limits

Pre-purchase Training Requirement

The Home Ownership Center of Greater Cincinnati Homebuyer Training Certificate or other qualified training for home improvement with purchase. The Home Ownership Center of Greater Cincinnati Home Maintenance Class for home improvement only

Occupancy

Single-family, owner occupied properties only


 
 

welcome buying a homefixing up a home
free classes ideas and resourcescontact us

Liability Statement